Marcus by Goldman Sachs® 2.1.3

Marcus by Goldman Sachs offers a range of personal finance tools to help individuals save, borrow, and invest.

• Grow your savings with the high-yield Online Savings Account and Certificates of Deposit (CDs). Earn competitive rates on these accounts.
• No minimum deposit is required to open an Online Savings Account.
• All Online Savings Accounts and CDs are FDIC-insured.

• Automate your investing with Marcus Invest, a platform that takes on some of the work of investing. Choose from managed portfolios of ETFs designed to balance risk and returns. You can customize your approach by selecting one of Goldman Sachs' investment strategies.
• Open your investment or retirement account with as little as $1,000.

• With a GM Rewards Card, you have the opportunity to earn rewards towards a GM vehicle. Apply for the My GM Rewards Card, GM Business Card, or GM Extended Family Card. Earn rewards on your everyday purchases.

• Optimize your finances with Marcus Insights, a collection of free smart tools and trackers that provide insights into your finances. Link external accounts to see and track all your finances in one place. Explore your spending breakdown by category and visualize your cash flow.

Marcus by Goldman Sachs is a brand of Goldman Sachs Bank USA and Goldman Sachs & Co. LLC ("GS&Co."), both subsidiaries of The Goldman Sachs Group, Inc. All loans, deposit products, and credit cards are provided or issued by Goldman Sachs Bank USA, Salt Lake City Branch.

© 2023 Goldman Sachs Bank USA. All rights reserved. Member FDIC. Equal opportunity lender.

Brokerage and investment advisory services offered by Marcus Invest are provided by GS&Co., an SEC registered broker-dealer and investment adviser, and member FINRA & SIPC. Custody and clearing services are provided by Apex Clearing Corporation, a registered broker-dealer and member FINRA/SIPC. Please consider your objectives before investing. Any information provided prior to opening a Marcus Invest account is on the basis that it will not constitute investment advice and that GS&Co. is not a fiduciary to any person by reason of providing such information. For more information about Marcus Invest offerings, visit our Full Disclosures.

Goldman Sachs Bank USA, Salt Lake City Branch, is the issuer of the GM Rewards Cards. GM is solely responsible for the operation and administration of the Earnings program and points program. For more details, including redemption options, visit mygmrewardscard.com.

Investment products are not FDIC insured, not a deposit or other obligation of, or guaranteed by, Goldman Sachs Bank USA, and are subject to investment risks, including possible loss of the principal amount invested.

© 2023 The Goldman Sachs Group, Inc. All rights reserved.